Go to the Source
What does “Go to the Source” mean for my appraisal practice?
When we agree to perform an appraisal, we accept the requirements associated with that particular type of appraisal assignment. If we don’t know what those requirements are, we have a problem!
Rather than following rumor or unsubstantiated anecdote, refer to the appropriate professional source documents to fully understand your obligations. You should be familiar with resources related to your clients’ requirements, statutes and rules associated with appraisal practice in your state, and resources that relate to HUD/FHA, the GSEs (Fannie Mae and Freddie Mac), the IRS for tax-related assignments, etc.
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The Appraisal Foundation – Appraisal Standards Board (ASB), USPAP, Valuation Advisories
Appraiser Resource Pages
- Fannie Mae Appraisers & Property Underwriting
- Fannie Mae Appraisers
- Freddie Mac Collateral Valuation and Appraisal Resources
- HUD Appraisers
Guides and Handbooks
- Fannie Mae Selling Guide – Part B4-1
- Freddie Mac Seller/Servicer Guide – Topic 5600
- HUD Housing Handbooks – HUD Handbook 4000.1
- HUD Appraisal Report and Data Delivery Guide
Appraisal and Property FAQ
- Fannie Mae Appraisal and Property-Related FAQ
- Freddie Mac Appraisal Report and Property Eligibility FAQ
Uniform Appraisal Dataset (UAD) – Appendix D and other resources
Unacceptable Appraisal Practices and Fair Housing
- Fannie Mae Unacceptable Appraisal Practices
- Freddie Mac Unacceptable Appraisal Practices
- HUD Mortgagee Letter 2021-27 – Fair Housing and General Appraisal, reference to I.B.1.d.i, II.A.3.a.v, II.D.2.
House Price Indices
Internal Revenue Service
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